Private Capital.
Interest-only. Deployed fast.
Barrett Capital Group originates business-purpose, interest-only loans on non-owner-occupied real estate.$50,000 to $10,000,000. Rates 10.99% to 15.99%.
480-907-4640 · Chandler, AZ
Why Barrett Capital
The Barrett Advantage
We combine the origination reach of Barrett Financial Group — founded February 2001 — with a dedicated private lending desk. Faster decisions, interest-only terms, and a partner that underwrites the asset.
Affiliated origination network
Speed
Response in < 24 hours. Term sheet in 2–3 business days. Funding in 5–10 days from a complete file.
Interest-only
Every program is interest-only. Short-term capital sized to the asset and the exit, not a 30-year amortizing box.
Asset-based
We lend on the property. Credit is not primary. A background check is required. Significant credit issues may affect terms.
Direct lender
Business-purpose loans only. No owner-occupied property. Decisions made here — not a bank committee.
What We Offer
Loan Programs
Interest-only, business-purpose programs. Every loan is on non-owner-occupied property.
Fix & Flip
Acquisition and renovation financing for residential investors. We evaluate after-repair value alongside purchase price and rehab cost so you can fund the buy and the work in one facility.
10.99% to 15.99% · 6 to 12 months · IO
Bridge
Interest-only bridge capital for time-sensitive acquisitions, refinance of a cash purchase, or stabilization while you arrange a longer-term exit.
10.99% to 15.99% · 6 to 36 months · IO
New Construction
Ground-up financing with inspection-based draws. Interest is Dutch — charged only on funds that have been advanced. Draws typically fund within five business days of inspection.
10.99% to 15.99% · 6 to 18 months · IO
Commercial
Asset-based financing for income-producing and value-add commercial property. We underwrite the collateral and the business purpose of the loan.
10.99% to 15.99% · 6 to 36 months · IO
Land
Financing for entitled land acquisitions. Raw land is considered case by case. Origination is a minimum of 2% or $2,500.
10.99% to 15.99% · 6 to 36 months · IO
Cash-Out Refinance
Unlock equity in existing investment property. No published seasoning requirement. Use proceeds for the next acquisition, renovation, or to reposition capital.
10.99% to 15.99% · 6 to 36 months · IO
Manufactured Home
Interest-only financing on non-owner-occupied manufactured homes. Rates start at 11.99%. Origination is a minimum of 2% or $2,500.
11.99% to 15.99% · 6 to 36 months · IO
Ready to move on your next deal?
Submit a loan inquiry and get a response within 24 hours. Or call 480-907-4640.
Apply Now