Lending

Loan Programs

Every program is interest-only and business-purpose only. $50,000 to $10,000,000. Document fee $995. No prepayment penalty.

Fix & Flip

Short-Term | Residential
Max leverage
70% ARV, 80% purchase, or 100% renovation

Acquisition and renovation financing for residential investors. We evaluate after-repair value alongside purchase price and rehab cost so you can fund the buy and the work in one facility.

Rate
10.99% to 15.99%
Origination
Minimum 1% or $2,500
Document fee
$995
Term
6 to 12 months
Interest
Yes
Loan size
$50,000 – $10,000,000
Notes
  • Prior fix-and-flip experience preferred
  • Itemized budget required
Ideal for

Residential investors rehabbing single-family or small multifamily properties.

All terms subject to change.Apply Now

Bridge

Short-Term | Multi-Use
Max leverage
70% LTV

Interest-only bridge capital for time-sensitive acquisitions, refinance of a cash purchase, or stabilization while you arrange a longer-term exit.

Rate
10.99% to 15.99%
Origination
Minimum 1% or $2,500
Document fee
$995
Term
6 to 36 months
Interest
Yes
Loan size
$50,000 – $10,000,000
Ideal for

Investors who need interim financing while repositioning, stabilizing, or waiting for permanent financing.

All terms subject to change.Apply Now

New Construction

Ground-Up | Residential & Commercial
Max leverage
70% ARV or 85% of project cost

Ground-up financing with inspection-based draws. Interest is Dutch — charged only on funds that have been advanced. Draws typically fund within five business days of inspection.

Rate
10.99% to 15.99%
Origination
Minimum 1% or $2,500
Document fee
$995
Term
6 to 18 months
Interest
Yes, Dutch interest
Loan size
$50,000 – $10,000,000
Notes
  • Construction experience preferred
  • Itemized budget required
  • Draws funded on inspection after completed work, typically within five business days
Ideal for

Builders and developers constructing single-family homes, townhomes, or small commercial projects.

All terms subject to change.Apply Now

Commercial

Income-Producing Properties
Max leverage
70% LTV

Asset-based financing for income-producing and value-add commercial property. We underwrite the collateral and the business purpose of the loan.

Rate
10.99% to 15.99%
Origination
Minimum 1% or $2,500
Document fee
$995
Term
6 to 36 months
Interest
Yes
Loan size
$50,000 – $10,000,000
Notes
  • Retail, office, industrial, self-storage, multi-family, mixed-use
Ideal for

Commercial investors pursuing value-add, repositioning, or time-sensitive acquisitions.

All terms subject to change.Apply Now

Land

Entitled Land
Max leverage
65% LTV

Financing for entitled land acquisitions. Raw land is considered case by case. Origination is a minimum of 2% or $2,500.

Rate
10.99% to 15.99%
Origination
Minimum 2% or $2,500
Document fee
$995
Term
6 to 36 months
Interest
Yes
Loan size
$50,000 – $10,000,000
Notes
  • Entitled land. Raw land considered case by case.
Ideal for

Developers acquiring entitled land for near-term development.

All terms subject to change.Apply Now

Cash-Out Refinance

Equity Access | Investment Properties
Max leverage
70% LTV

Unlock equity in existing investment property. No published seasoning requirement. Use proceeds for the next acquisition, renovation, or to reposition capital.

Rate
10.99% to 15.99%
Origination
Minimum 1% or $2,500
Document fee
$995
Term
6 to 36 months
Interest
Yes
Loan size
$50,000 – $10,000,000
Notes
  • No published seasoning requirement
Ideal for

Investors recycling equity from investment properties.

All terms subject to change.Apply Now

Manufactured Home

Investment | Non-Owner-Occupied
Max leverage
65% LTV

Interest-only financing on non-owner-occupied manufactured homes. Rates start at 11.99%. Origination is a minimum of 2% or $2,500.

Rate
11.99% to 15.99%
Origination
Minimum 2% or $2,500
Document fee
$995
Term
6 to 36 months
Interest
Yes
Loan size
$50,000 – $10,000,000
Ideal for

Investors acquiring or refinancing manufactured homes held for investment.

All terms subject to change.Apply Now

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