How It Works
Our Process
From inquiry to funded — built to get capital into a complete file as quickly as we can do it right.
Submit your loan request
Complete the online application. Property address, loan amount, loan type, and exit strategy are enough to start. Brokers use the same form.
Review and term sheet
The desk responds within < 24 hours and issues a term sheet in 2–3 business days when the deal fits.
Valuation and due diligence
Appraisal or BPO, title, insurance, entity documents, and a background check. Leverage is based on third-party appraised value. We keep you informed.
Approval and documents
Final approval, loan documents, Certificate of Non-Owner Occupancy, and Business Purpose of Loan Certification. Title insurance at 125% of principal.
Funding
Funds wire to title. Construction and fix-and-flip draws release on inspection. Typical funding is 5–10 days from a complete file.